I am currently reading Hostage , a novel by Robert Crais. As I was reading last night, I realized that my job has some similarities to a hostage negotiator. Although I never have to diffuse a situation to get the hostages and the perpetrators out of an intense situation, I sometimes feel like resolving issues on mortgage files is a lot the same, and the stress could not be any greater than what I deal with, albeit lives are not at stake in my case. Yesterday, one of my loan officer's transferred his borrower's phone call to me. The borrower threatened to walk away from the closing (pull the trigger) unless I was willing to give him what he wanted. He claimed he was being charged $750 more in closing costs than what I told him he would have. He proceeded to tell me that I had lied to him and I had to be charging a lot in junk fees. In reality, he was not overcharged, and his closing costs were very much in line with what he agreed to pay. The $750 overage he was seeing was comin...
A blog from a father's perspective...